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  • Services & Products
    • How This Works
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  • Apply Online
  • Other Services
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  • Testimonials
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We Are YOUR Expert

Our team gives you first-class customer service with 24/7 access. In addition, each client has a Merchant Masters expert who is dedicated to YOU and will respond to your needs and questions in a timely manner.

DFW Team

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John Beaman grew up in southeast Wisconsin and moved to Texas as a young adult where he manages Merchant Masters DFW and serves as Vice President of the McGraw Council and its family of companies. Beaman attended Liberty University for his undergraduate degree in Business Administration: Economics where he graduated summa cum laude and dually enrolled in Liberty’s Master of Business Administration: Leadership program where he graduated with high distinction. Upon graduation, he began working in the merchant services industry with Merchant Masters because of his passion for helping others, especially in an industry where there is much promised yet little provided. Beaman played a pivotal role in the organization’s success and presence in the Dallas-Fort Worth Metroplex as the company continues to expand.
After a successful 18 months in DFW, Beaman began to assist the McGraw Council family of companies to conduct business in Texas in an effort to help more businesses achieve the American dream. It is well known that more than 80% of all businesses fail in their first year yet even more businesses fail in the second and third year of business operations, and this is where the McGraw Council seeks to make a difference. By connecting businesses, providing resources, and offering a select few services, the McGraw Council helps businesses achieve the American dream.

Beaman resides in the City of Heath where he also serves on the City Council and volunteers in his time with various nonprofits in the North Texas area, especially Rockwall County. He is very active in the Rockwall, Rowlett, and Royse City Chambers of Commerce as well as other business groups in the Lake Ray Hubbard area. He is also a member of Lake Pointe Church in Rockwall.


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Beth Naylor is a firm believer in excellence, which is magnified in her work. A Summa Cum Laude graduate from Ouachita Baptist University with dual degrees in Psychology and Sociology, Naylor is fascinated with the power of research and science. Her scientific background, paired with her analytical expertise, has fueled her passion for problem-solving and serving others.
Within her college career, Naylor successfully geographically evaluated findings and regional culture to analyze church sustainability in historical California. Her conclusions were presented at the University Educators for Global Engagement Conference in 2018. Skilled in research and communication, Naylor also has a background in law. As a legal assistant for Rayburn Electric, Naylor not only became familiar with various aspects of property law but assisted the executive team in developing and implementing new hiring strategies. Using her expertise in psychology, she utilized statistical software to evaluate the success of job applicants based off of personality.

In 2019, Naylor achieved a myriad of financial certifications such as General lines-Life, Accident, & Health from the Texas Department of Insurance, and Series 63 Exam, Securities Industry Essentials, and Series 7 Top-Off by the Financial Industry Regulatory Authority. Naylor attributes her strong work ethic to her passion for helping people. For that reason, she strives to use her strong analytical and communication experience to help her community one person at a time.



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Merchant Masters is an Elavon Payments Partner and a Registered MSP/ISO of Elavon, Inc., Georgia (a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN)